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2018 Regular Session



Consumer Protection - Credit Report Security Freezes - Notice and Fees

Sponsored by:

Delegate Carey


In the Senate - Favorable Report by Finance

Synopsis:Prohibiting a consumer reporting agency from charging a fee for the placement of a security freeze requested by a consumer or a certain consumer representative; prohibiting a consumer reporting agency from charging a fee for the temporary lift or removal of a security freeze that has been placed on the consumer's credit report; and altering the contents of a certain notice that must be included with a certain summary of rights provided to a consumer.
Analysis:Fiscal and Policy Note (Revised)
All Sponsors:Delegates Carey and Lisanti
Additional Facts:Cross-filed with: SB0202
Bill File Type: Regular
Effective Date(s): October 1, 2018
Economic Matters  View Committee HearingFinance  View Committee Hearing
Broad Subject(s):Commercial Law - Consumer Protection
Narrow Subject(s):Consumer Protection -see also- Unfair Trade Practices
Electronic Communication -see also- Comm; Elec.Gov; Lang; Te
Fees -see also- Attys' Fees; Devt Fees & Taxes; Reimb Rates
Fraud -see also- Forgery
Postal Service
Statutes:Article - Commercial Law
(14-1212.1, 14-1212.2, 14-1212.3)

How a Bill Becomes Law

Legislative Lingo

Explanation of Floor Motions and Actions

March 22, 2018 3:46 P.M.