SB0270 (CH0828)

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2017 Regular Session



Consumer Protection - Credit Report Security Freezes - Prohibition on Fees and Required Notices

Sponsored by:

Senator Lee


Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 828

Synopsis:Prohibiting a consumer reporting agency from charging a consumer a fee for placing a security freeze if the consumer has not previously requested the placement of a security freeze from the consumer reporting agency; and altering the contents of a specified notice that must be included with a specified summary of rights provided to the consumer.
Analysis:Fiscal and Policy Note
All Sponsors:Senators Lee, Benson, Kagan, Kelley, Manno, Pinsky, Smith, and Zucker
Additional Facts:Cross-filed with: HB0212
Introduced in a prior session as: SB0665 Session: 2016 Regular Session
Bill File Type: Regular
Effective Date(s): October 1, 2017
Finance  View Committee HearingEconomic Matters
Broad Subject(s):Commercial Law - Consumer Protection
Commercial Law - Credit Regulation
State Government - Agencies, Offices, and Officials
Narrow Subject(s):Consumer Protection -see also- Unfair Trade Practices
Cybersecurity -see also- Safety
Federal Government
Fees -see also- Attys' Fees; Devt Fees & Taxes; Reimb Rates
Fraud -see also- Forgery
Records -see also- Land Records; Vital Records
Safety -see also- Cybersecurity; Occupational Safety
Statutes:Article - Commercial Law

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Explanation of Floor Motions and Actions

November 28, 2017 1:10 P.M.