HB0212 (CH0827)

Find a 2017 Bill:

2017 Regular Session



Consumer Protection - Credit Report Security Freezes - Prohibition on Fees and Required Notices

Sponsored by:

Delegate Waldstreicher


Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 827

Synopsis:Prohibiting a consumer reporting agency from charging a consumer a fee for placing a security freeze if the consumer has not previously requested the placement of a security freeze from the consumer reporting agency; and altering the contents of a specified notice that must be included with a specified summary of rights provided to the consumer.
Analysis:Fiscal and Policy Note (Revised)
All Sponsors:Delegates Waldstreicher, Angel, Barkley, Carr, Clippinger, Conaway, Cullison, Fraser-Hidalgo, Frush, Glenn, Gutierrez, Haynes, Healey, Hettleman, Hill, Holmes, Jackson, Jalisi, Kaiser, Kramer, Lafferty, Lam, Lierman, Lisanti, McCray, A. Miller, Morales, Pena-Melnyk, Platt, Proctor, Queen, Robinson, Rosenberg, Sanchez, Sydnor, Turner, Valderrama, C. Wilson, K. Young, and R. Lewis
Additional Facts:Cross-filed with: SB0270
Introduced in a prior session as: HB0782 Session: 2016 Regular Session
Bill File Type: Regular
Effective Date(s): October 1, 2017
Economic Matters  View Committee HearingFinance  View Committee Hearing
Broad Subject(s):Commercial Law - Consumer Protection
Commercial Law - Credit Regulation
State Government - Agencies, Offices, and Officials
Narrow Subject(s):Consumer Protection -see also- Unfair Trade Practices
Cybersecurity -see also- Safety
Federal Government
Fees -see also- Attys' Fees; Devt Fees & Taxes; Reimb Rates
Fraud -see also- Forgery
Records -see also- Land Records; Vital Records
Safety -see also- Cybersecurity; Occupational Safety
Statutes:Article - Commercial Law

How a Bill Becomes Law

Legislative Lingo

Explanation of Floor Motions and Actions

November 28, 2017 12:58 P.M.