HOUSE BILL 363

File Code: Insurance - Other than Health Prior Year Introduction As: HB 245/04 - ECM

Sponsored By:

Delegate Holmes

Entitled:

Homeowner's Insurance - Underwriting, Cancellation, and Refusal to Renew

Synopsis:

Prohibiting an insurer, with respect to homeowner's insurance, from refusing to underwrite a risk or canceling or refusing to renew coverage based in whole or in part on claims filed by a previous owner of the property to be insured or that is insured unless the refusal to underwrite, cancellation, or refusal to renew is based on a physical inspection of the property or on inquiries by a policyholder or an insured that do not result in the payment of a claim.

History by Legislative Date

House Action

1/28

First Reading Economic Matters

2/2

Hearing 2/10 at 1:00 p.m.

2/21

Unfavorable Report by Economic Matters

Senate Action

No Action

Bill indexed under the following Subjects:

CONSUMER PROTECTION -see also- UNFAIR TRADE PRACTICES

INSURANCE -see also- HEALTH INS; MAIF; MOTOR VEHICLE INS

REAL PROPERTY

Bill affects the following Statute:

Insurance

( 27-501 )

Documents:

Bill Text (Displayed in PDF Format): First Reading, Third Reading, Enrolled

Fiscal Note (Displayed in PDF Format): Available

Amendments: None offered