2009 Regular Session

HOUSE BILL 232

File Code: Commercial Law - Credit Regulation
Sponsored By:
Delegates McConkey, Bartlett, Bates, Boteler, Cane, Dwyer, Eckardt, Elliott, Elmore, Frank, Holmes, Kramer, McComas, Minnick, Norman, Shewell, Sophocleus, Stocksdale, Stull, and Weir
Entitled:
Credit Regulation - Mortgage Lending - Borrower's Ability to Repay Loan

Synopsis:

Clarifying the application of specified provisions of law that prohibit a lender from making a mortgage loan without giving due regard to the borrower's ability to repay the loan; providing that specified provisions of law that prohibit a lender from making a secondary mortgage loan without giving due regard to the borrower's ability to repay the secondary mortgage loan do not apply to a secondary mortgage loan for real property that is held for specified purposes; etc.

History by Legislative and Calendar Date

Legislative date is used to record history occurring in the Chambers otherwise Calendar date is used.
House Action
1/28
First Reading Economic Matters
2/9
Hearing 2/18 at 1:00 p.m.
2/24
Unfavorable Report by Economic Matters
Senate Action
No Action

Sponsored by:

Delegate Tony McConkey, District 33A
Delegate Joseph R. Bartlett, District 4A
Delegate Gail H. Bates, District 9A
Delegate Joseph C. Boteler, III, District 8
Delegate Rudolph C. Cane, District 37A
Delegate Don H. Dwyer, Jr., District 31
Delegate Adelaide C. Eckardt, District 37B
Delegate Donald B. Elliott, District 4B
Delegate D. Page Elmore, District 38A
Delegate William J. Frank, District 42
Delegate Marvin E. Holmes, Jr., District 23B
Delegate Benjamin F. Kramer, District 19
Delegate Susan K. McComas, District 35B
Delegate Joseph J. Minnick, District 6
Delegate H. Wayne Norman, District 35A
Delegate Tanya T. Shewell, District 5A
Delegate Theodore Sophocleus, District 32
Delegate Nancy R. Stocksdale, District 5A
Delegate Paul S. Stull, District 4A
Delegate Michael H. Weir, Jr., District 6

Bill indexed under the following Subjects:

Commerce and Business -see also- Dealers; Elec. Comm.; etc
Consumer Protection -see also- Unfair Trade Practices
Housing -see also- Apartments; Condominiums; Mobile Homes
Loans -see also- Mortgages
Mortgages
Real Property

Bill affects the following Statutes:

Commercial Law
( 12-127 , 12-311 , 12-409.1 , 12-925 , 12-1029 )
Financial Institutions
( 11-501 )

Documents:

Bill Text (Displayed in PDF Format): First Reading, Third Reading, Enrolled
Fiscal and Policy Note (Displayed in PDF Format): Available
Amendments: None offered