File Code: Commercial Law - Credit Regulation
- Sponsored By: 
 - 
Delegates Lafferty and Stein
 
- Entitled: 
 - 
Residential Mortgage Loans - Required Notice of Housing Counseling Programs and
Services
 
Requiring a lender, under specified circumstances, to provide to a
borrower a specified written notice regarding home buyer education or
housing counseling in connection with specified mortgage loans;
requiring the Department of Housing and Community Development to
provide and maintain specified information; prohibiting a lender from
closing on a mortgage loan unless the lender has provided the borrower
with the required notice; etc.
Legislative date is used to record
history occurring in the Chambers
otherwise Calendar date is used.
House Action
- 2/18
 - First Reading Economic Matters
 -      Hearing 3/11 at 1:00 p.m.
 - 3/25
 - Favorable with Amendments Report by Economic Matters
 - 3/23
 - Favorable with Amendments Report Adopted
 -      Second Reading Passed with Amendments
 - 3/24
 - Third Reading Passed (137-1)
 - 4/7
 - House Concur - Senate Amendments
 -      Third Reading Passed (136-0)
 -      Passed Enrolled
 
Senate Action
- 3/26
 - First Reading Finance
 - 3/31
 - Hearing 4/7 at 1:00 p.m.
 - 4/9
 - Favorable with Amendments Report by Finance
 - 4/6
 - Favorable with Amendments Report Adopted
 -      Second Reading Passed with Amendments
 - 4/7
 - Third Reading Passed with Amendments (47-0)
 
Action after passage in House  and Senate
- 5/20
 - Approved by the Governor
 -      - Chapter 736
 
Sponsored by:
- Delegate Stephen W. Lafferty, District 42
 - Delegate Dana Stein, District 11
 
Bill indexed under the following Subjects:
- Consumer Protection -see also- Unfair Trade Practices
 - Counselors -see also- Social Workers
 - Education -see also- Driver Ed; Higher Ed; Special Ed; etc
 - Housing and Community Development, Department of
 - Housing -see also- Apartments; Condominiums; Mobile Homes
 - Mortgages
 - Notices
 - Rules and Regulations
 - Settlement Procedures
 
Bill affects the following Statutes:
-   Commercial Law
 - (
 12-124.1 ,
 12-311 ,
 12-1029 ,
 12-1201 ,
 12-1202 ,
 12-1203 ,
 12-1204 
)
 
All documents except Roll Call Votes are
displayed in PDF format:
- Bill Text:
 First Reading,
Third Reading, Enrolled, Chapter
 - Fiscal and Policy Note:
 Available
 - Amendments:
 House 
- Number: 973290/01     Offered on: March 25, 2010      at:
10:22 a.m.     Status: Adopted
 
Senate
- Number: 437974/01     Offered on: April 10, 2010      at:
2:19 p.m.      Status: Adopted
 
- 
Committee Votes :
 
 House 
- Economic Matters
 
Senate
- Finance
 
- Roll Call Votes (Legislative dates are shown):
 House 
- March 24, 2010: Third Reading Passed  (137-1)
 - April 7, 2010: Third Reading Passed  (136-0)
 
Senate
- April 7, 2010: Third Reading Passed  (47-0)