House Agenda for Proceedings No. 64
Health and Government Operations Committee Report No. 56 Completed Health and Government Operations Committee Report No. 57 Completed Judiciary Committee Report No. 44 Completed Judiciary Committee Report No. 45 Completed Rules and Executive Nominations Committee Report No. 8 Consent No. 7 Completed Special Order Calendar No. 75 Completed Special Order Calendar No. 76 Completed Special Order Calendar No. 78 Completed Calendar of Third Reading Senate Bills No. 27 Completed Calendar of Third Reading Senate Bills No. 36 Completed Calendar of Third Reading Senate Bills No. 38 Completed Calendar of Third Reading Senate Bills No. 39 Completed Calendar of Third Reading Senate Bills No. 40 Completed Calendar of Third Reading Senate Bills No. 45 Completed Calendar of Third Reading Senate Bills No. 46 Completed Calendar of Third Reading Senate Bills No. 47 Completed Calendar of Third Reading Senate Bills No. 49 Completed Calendar of Third Reading Senate Bills No. 50 Completed Calendar of Third Reading Senate Bills No. 51 Completed Calendar of Third Reading Senate Bills No. 64 Completed Message from the Senate: Concurrence Calendar No. 15 Completed Message from the Senate: Concurrence Calendar No. 16 Completed Message from the Senate: Concurrence Calendar No. 17 Completed Message from the Senate: Concurrence Calendar No. 18 Completed Message from the Senate: Concurrence Calendar No. 19 Completed Message from the Senate: Concurrence Calendar No. 21 Completed Message from the Senate: Concurrence Calendar No. 22 Completed Message from the Senate: Concurrence Calendar No. 24 Completed Message from the Senate: Concurrence Calendar No. 25 Completed Message from the Senate: Concurrence Calendar No. 26 Completed Message from the Senate: Concurrence Calendar No. 27 Completed Message from the Senate: Concurrence Calendar No. 28 Completed Message from the Senate: Concurrence Calendar No. 29 Completed Message from the Senate: Concurrence Calendar No. 30 Completed Message from the Senate: Concurrence Calendar No. 31 Completed Message from the Senate: Concurrence Calendar No. 32 Completed Message from the Senate: Concurrence Calendar No. 33 Completed Message from the Senate: Concurrence Calendar No. 34 Completed Message from the Senate: Concurrence Calendar No. 35 Completed Message from the Senate: Concurrence Calendar No. 36 Completed Message from the Senate: Concurrence Calendar No. 37 Completed

Health and Government Operations Committee Report No. 56
Distribution Date: April 7, 2025
Second Reading Date: April 7, 2025
FAVORABLE
SB0696 Favorable Senator Beidle
Public Health - Pediatric Hospital Overstay Patients and Workgroup on Children in Unlicensed Settings and Pediatric Overstays
Health and Government Operations Committee Report No. 57
Distribution Date: April 7, 2025
Second Reading Date: April 7, 2025
FAVORABLE
SB0705 Favorable Senator Hester
Department of Information Technology - Major Information Technology Development Projects - Oversight
Judiciary Committee Report No. 44
Distribution Date: April 7, 2025
Second Reading Date: April 7, 2025
FAVORABLE
SB0271 Favorable Senator Jackson, M.
Maryland Tort Claims Act - Employees of an Office of a Sheriff
SB0455 Favorable Senator McKay
Security Guard Agencies - Special Police Officers - Application for Appointment
Judiciary Committee Report No. 45
Distribution Date: April 7, 2025
Second Reading Date: April 7, 2025
FAVORABLE
HB1507 Favorable Delegate Toles
Maryland Tort Claims Act - Employees of an Office of a Sheriff
Rules and Executive Nominations Committee Report No. 8 Consent No. 7
Distribution Date: April 7, 2025
Second Reading Date: April 7, 2025
REREFERRED
SB0427 Jointly Considered Ways and Means Committee/Appropriations Committee President
Economic Development - Delivering Economic Competitiveness and Advancing Development Efforts (DECADE) Act
SB0632
(Emergency Bill) 		To Judiciary Committee Senator Washington, M.
Correctional Services - Comprehensive Rehabilitative Prerelease Services - Female Incarcerated Individuals (The Monica Cooper Prerelease Act)
SB0696 To Health and Government Operations Committee Senator Beidle
Public Health - Pediatric Hospital Overstay Patients and Workgroup on Children in Unlicensed Settings and Pediatric Overstays
SB0703 To Appropriations Committee Senator McCray
Family Investment Program - Child Support
SB0705 To Health and Government Operations Committee Senator Hester
Department of Information Technology - Major Information Technology Development Projects - Oversight
SB0997 To Appropriations Committee Senator Washington, A.
Prince George's County - Federal Bureau of Investigation Headquarters - Mandated Appropriation
April 7, 2025
Special Order Calendar No. 75
HB1241 Delegate Amprey STATUS: (Economic Matters)
Other Tobacco Products and Electronic Smoking Devices - Seizure and Wholesaler Licensure Requirements Committee Amendments NOT ADOPTED.
Favorable Report NOT ADOPTED.
Motion by Del. Crosby to make Bill and Amendments a Special Order of Business for Monday at the appropriate time. CARRIED.
BILL ON 2ND READING.
April 7, 2025
Special Order Calendar No. 76
SB0842 Senator Beidle STATUS: (Economic Matters)
Electronic Smoking Devices - Seizure and Wholesaler Record-Keeping Requirements Committee Amendments NOT ADOPTED.
Favorable Report NOT ADOPTED.
Motion by Del. Crosby to make Bill and Amendments a Special Order of Business for Monday at the appropriate time. CARRIED.
BILL ON 2ND READING.
April 7, 2025
Special Order Calendar No. 78
SB0600 Senator McCray STATUS: (Environment and Transportation)
Baltimore City - Stop Sign Monitoring Systems - Authorization of Pilot Program Motion by Del. Korman to make Bill a Special Order of Business for Monday at the appropriate time. CARRIED.
BILL ON 3RD READING.

CALENDAR #58
March 18, 2025
Calendar of Third Reading Senate Bills No. 27
SB0215 Chair, Finance Committee Economic Matters
Cannabis Reform - Revisions
SB0219 Chair, Finance Committee Economic Matters
Uninsured Employers' Fund - Assessments and Special Monitor
SB0423 Senator Beidle Health and Government Operations
Maryland Medical Practice Act and Maryland Physician Assistants Act - Revisions
SB0491 Senator Gile Health and Government Operations
General Provisions - Veterans Benefits - Honorable Discharge
SB0764 Senator Zucker Health and Government Operations
State Designations - State Mineral - Chromite (State Mineral Act)
SB0813 Howard County Senators Appropriations
Howard Community College - Board of Trustees, Meetings, and Contracts - Alterations Ho. Co. 1-25
SB0854 Senator Lewis Young Health and Government Operations
Health Occupations - Licensed Direct-Entry Midwives - Revisions
March 19, 2025
Calendar of Third Reading Senate Bills No. 36
SB0081 Senator Kagan Judiciary
Criminal Law - Interference With a Public Safety Answering Point - Penalties
SB0207 Chair, Judicial Proceedings Committee Judiciary
Drunk and Drug-Impaired Driving and Failure to Remain at the Scene - Revocation of Driver's License
SB0391 Senator Smith Judiciary
Maryland Police Training and Standards Commission - Review of Report and Recommendations
SB0421 Senator McKay Judiciary
Criminal Law - Destroying Funerary Objects and Cemetery Elements - Statute of Limitations and Prohibition
SB0585 Senator Waldstreicher Judiciary
Criminal Law - Exception to Armed Trespass Prohibition - Retired Law Enforcement Officials
SB0621 Chair, Judicial Proceedings Committee Judiciary
Courtroom Security - Minimum Adequate Security
SB0784
(Emergency Bill) 		President Rules and Executive Nominations
Annual Corrective Bill
March 20, 2025
Calendar of Third Reading Senate Bills No. 38
SB0054 Senator Folden Environment and Transportation
Motor Vehicles - Specially Designed Vintage Reproduction Registration Plates
SB0073 Senator Simonaire Environment and Transportation
Chesapeake Conservation Corps Program - Renaming
SB0102 Senator Gile Environment and Transportation
Insurance Pooling - Public Entity - Definition
SB0120 Senator Muse Environment and Transportation
Restrictions on Use - Solar Collector Systems - Alteration
SB0265 Chair, Education, Energy, and the Environment Committee Environment and Transportation
Environment - Reservoir Augmentation Permit - Establishment
SB0281 Senator Simonaire Environment and Transportation
Transportation Equality for Service Members Act
March 20, 2025
Calendar of Third Reading Senate Bills No. 39
SB0309 Senator Simonaire Health and Government Operations
Department of Veterans and Military Families - Communications, Outreach, and Advocacy Program - Alterations
SB0335 Senator Bailey Environment and Transportation
Natural Resources - Canada Geese - Bag Limits
SB0572 Anne Arundel County Senators Environment and Transportation
Anne Arundel County - Development Impact Fees
SB0718 Senator Carozza Environment and Transportation
Somerset County Code of Public Local Laws - 2025 Edition - Legalization
SB0820 Senator Watson Environment and Transportation
Municipalities - Enforcement of Ordinances and Resolutions
SB0915 Baltimore County Senators Environment and Transportation
Baltimore County - Vehicle Laws - Private Roadways in Residential Communities
March 20, 2025
Calendar of Third Reading Senate Bills No. 40
SB0204 Chair, Budget and Taxation Committee Ways and Means
Property Tax - Deadline to Set County and Municipal Corporation Tax Rates - Alteration
SB0276 Senator Simonaire Ways and Means
Appropriations
Educational Equality for Service Members Act
SB0310 Senator Simonaire Ways and Means
Education - Youth Suicide Prevention School Program - Revisions
SB0327 Senator Hettleman Ways and Means
Environment and Transportation
Affordable Housing Payment In Lieu of Taxes Expansion Act
SB0459 Senator Gile Ways and Means
Health and Government Operations
Education and Health - Emergency Use Epinephrine - Alterations
March 21, 2025
Calendar of Third Reading Senate Bills No. 45
SB0003 Senator Ellis Health and Government Operations
Workgroup on the Creation of a Data Dashboard for Public Work Contracts and Apprentices - Establishment
SB0177 Senator Hester Health and Government Operations
Procurement - State Department of Education - Local Food Purchasing Program
SB0407 Senator Beidle Health and Government Operations
State Board of Nursing - Advanced Practice Nursing Licensure and Specialty Certification - Reciprocity Discussions (Maryland Border States Advanced Practice Nursing Act)
SB0676 Senator Gile Health and Government Operations
Health Care Facilities - Hospitals and Freestanding Birthing Centers - Perinatal Care Standards
SB0691 Senator Hester Health and Government Operations
Healthcare Ecosystem Stakeholder Cybersecurity Workgroup
March 21, 2025
Calendar of Third Reading Senate Bills No. 46
SB0131 Senator Simonaire Ways and Means
Anne Arundel County - Property Tax Credit - Supermarkets
SB0178 Senator Simonaire Ways and Means
Anne Arundel County - Property Tax Credit - Habitat for Humanity of the Chesapeake, Incorporated
SB0602 Senator Brooks Ways and Means
County Boards of Education - Special Education Service Delivery Models - Publication Requirement
SB0921 Senator Gile Health and Government Operations
Health Insurance - Step Therapy or Fail-First Protocols - Drugs to Treat Associated Conditions of Advanced Metastatic Cancer
SB0975 Senator Lam Health and Government Operations
Health Insurance - Coverage for Specialty Drugs
March 21, 2025
Calendar of Third Reading Senate Bills No. 47
SB0337 Senator Kagan Ways and Means
Elections - Local Boards of Elections - Open Meeting Requirements (Local Boards of Elections Transparency Act)
SB0633 Senator Kagan Ways and Means
Campaign Finance - Political Organizations - Disclosures on Solicitations (Stop Scam PACs Act)
March 22, 2025
Calendar of Third Reading Senate Bills No. 49
SB0200 Chair, Budget and Taxation Committee Appropriations
Board of Trustees of the Maryland Teachers and State Employees Supplemental Retirement Plans - Renaming
SB0208 Chair, Finance Committee Appropriations
Human Services - Maryland Assistive Technology Program - Establishment
SB0230 Chair, Finance Committee Appropriations
Human Services - Local Departments of Social Services - Audits
SB0231 Chair, Finance Committee Appropriations
State Government - Public Employee Relations Act - Alterations
SB0278 Senator Simonaire Appropriations
Ways and Means
Tax Relief and State Personnel Equality for Service Members Act
SB0396 Senator McKay Appropriations
Public Safety Officer - Performance of Duties - Death Benefits
SB0445 Senator McCray Appropriations
Department of Human Services - Federal Commodity Supplemental Food Program - Administration
March 22, 2025
Calendar of Third Reading Senate Bills No. 50
SB0457 Senator Jackson, M. Appropriations
State Retirement and Pension System - Transfers Between Systems - Workgroup
SB0612 Senator Jackson, M. Appropriations
State Retirement and Pension System - Deferred Vested Former Members - Return to Service
SB0623 Senator Bailey Appropriations
St. Mary's County - Public Facilities Bond
SB0692 Senator Jackson, M. Appropriations
State Retirement and Pension System - Alterations and Clarifications
SB0693 Senator Jackson, M. Appropriations
State Retirement and Pension System - Reemployment Earnings Limitations - Maximum Average Final Compensation
SB0765 Senator Zucker Appropriations
Out-of-Home Placement Providers - Individuals Enrolled in Higher Education and Vocational Training Programs
SB0767 Senator Jackson, M. Appropriations
Calvert County Sheriff - Deputy Sheriffs and Correctional Deputies - Collective Bargaining
March 22, 2025
Calendar of Third Reading Senate Bills No. 51
SB0149 Senator Hester Economic Matters
Environment and Transportation
Climate Change Adaptation and Mitigation - Total Assessed Cost of Greenhouse Gas Emissions - Study and Reports
SB0227 Chair, Finance Committee Economic Matters
Workers' Compensation - Payment From Uninsured Employers' Fund - Revisions
SB0768 Senator Jackson, M. Appropriations
Correctional Officers' Retirement System - Membership - Clarifications
SB0785 Senator Ready Economic Matters
Labor and Employment - Unpaid Parental Leave - Definition of Employer
SB0810 Senator Jackson, M. Appropriations
Board of Trustees for the State Retirement and Pension System - Investment Division - Compensation and Staffing
SB0862 Senator Jackson, M. Appropriations
State Retirement and Pension System - Administrative Fees - Repeal
SB1005 Senator Benson Appropriations
Federally Qualified Health Centers Grant Program - Acquisition of Land
March 24, 2025
Calendar of Third Reading Senate Bills No. 64
SB0533
(Amended) 		Senator Folden Judiciary
Public Safety - Police Accountability - Time Limit for Filing Administrative Charges
April 5, 2025
Message from the Senate: Concurrence Calendar No. 15
House Bills Amended In The Senate
ENVIRONMENT AND TRANSPORTATION
HB0698 Calendar No. 28
Local Government - Development Impact Fees, Surcharges, and Excise Taxes - Reporting
HB0707 Calendar No. 28
Vehicle Laws - Licenses, Identification Cards, and Moped Operator's Permits - Notation of Nonapparent Disability (Eric's ID Law)
HB0716 Calendar No. 78
Housing and Community Development - Statewide Rental Assistance Voucher Program Eligibility - Alterations
HB0913 Calendar No. 81
Baltimore City - Speed Monitoring Systems - Interstate 83
HB0964 Calendar No. 99
Montgomery County - Task Force on the Displacement of Residents of Emory Grove MC 5-25
HB1322 Calendar No. 59
Natural Resources - Vessels - Carbon Monoxide Warning Labels (Matthew's Law)
April 5, 2025
Message from the Senate: Concurrence Calendar No. 16
House Bills Amended In The Senate
ECONOMIC MATTERS
HB0015 Calendar No. 95
Corporations and Associations - Limited Worker Cooperative Associations - Authorization (Maryland Limited Worker Cooperative Association Act)
HB1018 Calendar No. 37
Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures
HB1335 Calendar No. 113
Caroline County - Alcoholic Beverages - Rural Special Event Venue License and Multiple Event Licenses
HB1516
(Emergency Bill) 		Calendar No. 93
Financial Institutions - Consumer Credit - Application of Licensing Requirements (Maryland Secondary Market Stability Act of 2025)
April 5, 2025
Message from the Senate: Concurrence Calendar No. 17
House Bills Amended In The Senate
JUDICIARY
HB1123 Calendar No. 65
Correctional Services - Medical and Elder Parole
April 5, 2025
Message from the Senate: Concurrence Calendar No. 18
House Bills Amended In The Senate
APPROPRIATIONS
HB1028 Calendar No. 67
Board of Trustees for the State Retirement and Pension System - Investment Division - Compensation and Staffing Committee
April 5, 2025
Message from the Senate: Concurrence Calendar No. 19
House Bills Amended In The Senate
APPROPRIATIONS
HB0502 Calendar No. 52
Office of Disability Employment Advancement and Policy and Maryland as a Model Employer Initiative - Established
HB0599 Calendar No. 51
State Personnel - BWI Airport Fire and Rescue Department - Collective Bargaining and Arbitration Processes
HB0774 Calendar No. 68
Higher Education - Hunger-Free Campus Grant Program - Alterations
HB0809 Calendar No. 68
Out-of-Home Placement Providers - Individuals Enrolled in Higher Education and Vocational Training Programs
HB1344 Calendar No. 31
Department of General Services - Assessment of State-Owned Facilities - Child Care Centers
April 5, 2025
Message from the Senate: Concurrence Calendar No. 21
House Bills Amended In The Senate
ENVIRONMENT AND TRANSPORTATION
HB0767 Calendar No. 84
Real Property - Landlord and Tenant - Procedures for Failure to Pay Rent, Breach of Lease, and Tenant Holding Over (Tenant Possessions Recovery Act)
April 5, 2025
Message from the Senate: Concurrence Calendar No. 22
House Bills Amended In The Senate
JUDICIARY
HB0301 Calendar No. 53
Criminal Procedure - Forensic Genetic Genealogical DNA Analysis and Search - Affidavit for Judicial Authorization
HB1293 Calendar No. 53
Baltimore City - Office of the Sheriff - Neighborhood Services Unit
April 5, 2025
Message from the Senate: Concurrence Calendar No. 24
House Bills Amended In The Senate
ENVIRONMENT AND TRANSPORTATION
HB1173 Calendar No. 83
Montgomery County - Speed Monitoring Systems - High-Risk Highways MC 17-25
April 5, 2025
Message from the Senate: Concurrence Calendar No. 25
House Bills Amended In The Senate
ECONOMIC MATTERS
HB0784 Calendar No. 106
Baltimore City - 46th Alcoholic Beverages District - Licenses
HB0861 Calendar No. 89
Transportation Network Companies - Weekly Fare and Earnings Summary and Operator Data Reporting
HB0956 Calendar No. 46
Consumer Protection - Workgroup on Artificial Intelligence Implementation
HB1020 Calendar No. 31
Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)
HB1046 Calendar No. 83
Mechanical Repair Contracts - Technical Service Bulletins
HB1174 Calendar No. 115
Montgomery County - Alcoholic Beverages - Class BD-BWL Licenses - Multiple Licenses MC 18-25
April 7, 2025
Message from the Senate: Concurrence Calendar No. 26
House Bills Amended In The Senate
HEALTH AND GOVERNMENT OPERATIONS
HB0019 Calendar No. 95
Health Occupations - Nursing - Loan Repayment, Education, and Sunset Extension (Building Opportunities for Nurses Act of 2025)
HB0424 Calendar No. 14
Prescription Drug Affordability Board - Authority for Upper Payment Limits (Lowering Prescription Drug Costs for All Marylanders Now Act)
HB0871 Calendar No. 63
Health Services Cost Review Commission - Community Benefits - Community Health Worker Workforce Program
HB0962 Calendar No. 121
Public Health - Pediatric Hospital Overstay Patients and Workgroup on Children in Unlicensed Settings and Pediatric Overstays
HB0974 Calendar No. 43
Health Insurance - Preventive Services - Enforcement Authority
HB1292 Calendar No. 91
Health Insurance - Provider Directory - Required Updates
HB1310 Calendar No. 84
Prescription Drug Repository Program - Out-of-State Pharmacies
HB1351 Calendar No. 91
Health Insurance - Provider Panels - Credentialing for Behavioral Health Care Professionals
April 7, 2025
Message from the Senate: Concurrence Calendar No. 27
House Bills Amended In The Senate
ENVIRONMENT AND TRANSPORTATION
HB0049 Calendar No. 72
Environment - Building Energy Performance Standards - Alterations
April 7, 2025
Message from the Senate: Concurrence Calendar No. 28
House Bills Amended In The Senate
APPROPRIATIONS
HB0176 Calendar No. 55
Davis Martinez Public Employee Safety and Health Act
HB1078 Calendar No. 68
Prince George's County - Federal Bureau of Investigation Headquarters - Mandated Appropriation
HB1503 Calendar No. 82
State Personnel - Paid Family and Medical Leave
April 7, 2025
Message from the Senate: Concurrence Calendar No. 29
House Bills Amended In The Senate
HEALTH AND GOVERNMENT OPERATIONS
HB0376 Calendar No. 23
Maryland Cybersecurity Council - Membership - Alterations
HB0384 Calendar No. 119
Maryland Disability Service Animal Program - Established
HB0699 Calendar No. 47
General Provisions - Veterans Benefits - Honorable Discharge
HB0813 Calendar No. 57
Maryland Insurance Administration and Maryland Department of Health - Workgroup to Study Pharmacy Benefits Managers
HB1104 Calendar No. 56
Maryland Department of Health - AHEAD Model Implementation - Electronic Health Care Transactions and Population Health Improvement Fund
HB1474 Calendar No. 92
Licensed Professional Counselors - Telehealth - Students Enrolled in Institutions of Higher Education
HB1510 Calendar No. 83
Medical Records - Notice of Destruction - Method
April 7, 2025
Message from the Senate: Concurrence Calendar No. 30
House Bills Amended In The Senate
ENVIRONMENT AND TRANSPORTATION
HB0489 Calendar No. 27
Maryland Department of Labor - Study on Building Code Requirements for Single-Staircase Buildings
HB0717 Calendar No. 59
Natural Resources - Public Lands - Acquisition, Staffing, Operations, and Funding
HB1470 Calendar No. 119
Prince George's County - Chesapeake and Atlantic Coastal Bays Critical Area Protection Program - Cutting or Clearing Trees MC/PG 113-25
April 7, 2025
Message from the Senate: Concurrence Calendar No. 31
House Bills Amended In The Senate
ECONOMIC MATTERS
HB0431 Calendar No. 26
Civil Actions - Consumer Contracts - Limitations Periods
HB0482 Calendar No. 15
Occupational Licensing and Certification - Criminal History - Predetermination Review Process
HB0972 Calendar No. 30
Real Estate Commission - Continuing Education Requirements - Alterations
HB1547 Calendar No. 93
Barbers and Cosmetologists - License Qualifications - Domestic Violence Awareness Training
April 7, 2025
Message from the Senate: Concurrence Calendar No. 32
House Bills Amended In The Senate
WAYS AND MEANS
HB0477 Calendar No. 48
State Department of Education - Family Child Care Homes and Child Care Centers - Regulatory Analysis
April 7, 2025
Message from the Senate: Concurrence Calendar No. 33
House Bills Amended In The Senate
ECONOMIC MATTERS
HB0128 Calendar No. 109
Climate Change Adaptation and Mitigation - Total Assessed Cost of Greenhouse Gas Emissions - Study and Reports
April 7, 2025
Message from the Senate: Concurrence Calendar No. 34
House Bills Amended In The Senate
WAYS AND MEANS
HB0634 Calendar No. 60
Income Tax - Income Tax Reconciliation Program - Established (Maryland Fair Taxation for Justice-Involved Individuals Act)
April 7, 2025
Message from the Senate: Concurrence Calendar No. 35
House Bills Amended In The Senate
APPROPRIATIONS
HB0351 Calendar No. 120
Creation of a State Debt - Maryland Consolidated Capital Bond Loan of 2025, and the Maryland Consolidated Capital Bond Loans of 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, and 2024
April 7, 2025
Message from the Senate: Concurrence Calendar No. 36
House Bills Amended In The Senate
APPROPRIATIONS
HB1519 Calendar No. 123
Prior Authorizations of State Debt - Alterations
April 7, 2025
Message from the Senate: Concurrence Calendar No. 37
House Bills Amended In The Senate
ECONOMIC MATTERS
HB1148 Calendar No. 97
Homeowner's and Renter's Insurance - Lapses in Coverage - Prohibition on Denial
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