§3–101.

    (a)    In this title the following words have the meanings indicated.

    (b)    “Capital stock” includes both common and preferred stock of a commercial bank.

    (c)    “Debt instrument” means any capital note, debenture, bond, or certificate of beneficial interest issued by a commercial bank.

    (d)    “Inhabitants” means the population of a municipal area, as determined by the latest federal or State census.

    (e)    “Nondepository trust company” means a trust company that is not insured by the Federal Deposit Insurance Corporation.

    (f)    “State bank” means an institution that is incorporated under the laws of this State as a bank.

    (g)    “Trust company” means an institution that is incorporated under the laws of this State as a trust company.