Article - Financial Institutions
An advertisement for debt settlement services shall include clearly and conspicuously a disclosure that, to the extent that any aspect of the debt settlement services relies on or results in the consumer’s failure to make timely payments to the consumer’s creditors or debt collectors, the use of the debt settlement services:
(1) Will likely adversely affect the consumer’s creditworthiness;
(2) May result in the consumer being subject to collections or being sued by creditors or debt collectors; and
(3) May increase the amount of money the consumer owes due to the accrual of fees and interest by creditors or debt collectors.