§14–1007.

    During a transferor’s life, a transfer–on–death deed does not:

        (1)    Affect an interest or a right of the transferor or any other owner, including the right to transfer or encumber the property;

        (2)    Affect an interest or a right of a transferee, even if the transferee has actual or constructive notice of the transfer–on–death deed;

        (3)    Affect an interest or a right of a secured or unsecured creditor or future creditor of the transferor, even if the creditor has actual or constructive notice of the transfer–on–death deed;

        (4)    Affect the transferor’s or designated beneficiary’s eligibility for any form of public assistance;

        (5)    Create a legal or equitable interest in favor of any designated beneficiary; or

        (6)    Subject the property to claims or process of a creditor of any designated beneficiary.