Legislation - HB0769

Title: Real Property – Residential Foreclosures – Materially Delinquent Mortgages
Sponsored by: Delegates D. Jones, Allen, Bagnall, Bartlett, Boafo, Holmes, J. Lewis, Pruski, Roberson, Schmidt, and Simmons
Status: In the House - Hearing 2/18 at 1:00 p.m.
Analysis

Synopsis

Altering certain requirements for an order to docket or a complaint to foreclose a mortgage or deed of trust on residential property; requiring a secured party to provide certain loan-related correspondence in order to enforce a materially delinquent mortgage, subject to certain exceptions; and permitting a mortgagor to raise a defense of laches in an action to enforce a materially delinquent mortgage.

Committees

Original:: Environment and Transportation

Details

Cross-filed with: SB0682

Bill File Type: Regular

Effective Date(s): January 1, 2026

History

Legislation History
Chamber House Calendar Date 1/29/2025 Legislative Date 1/29/2025 Action First Reading Environment and Transportation Proceedings
Chamber Calendar Date Legislative Date Action Text - First - Real Property – Residential Foreclosures – Materially Delinquent Mortgages Proceedings
Chamber House Calendar Date 1/29/2025 Legislative Date 1/29/2025 Action Hearing 2/18 at 1:00 p.m. Proceedings

Chamber	Calendar Date	Legislative Date	Action
House	1/29/2025	1/29/2025	First Reading Environment and Transportation
			Text - First - Real Property – Residential Foreclosures – Materially Delinquent Mortgages
House	1/29/2025	1/29/2025	Hearing 2/18 at 1:00 p.m.

File Code

Subjects

Statutes