Legislation - SB0682

Title: Real Property - Residential Foreclosures - Materially Delinquent Mortgages
Sponsored by: Senator Charles
Status: In the Senate - First Reading Judicial Proceedings
Analysis

Synopsis

Altering certain requirements for an order to docket or a complaint to foreclose a mortgage or deed of trust on residential property; requiring a secured party to provide certain loan-related correspondence in order to enforce a materially delinquent mortgage, subject to certain exceptions; and permitting a mortgagor to raise a defense of laches in an action to enforce a materially delinquent mortgage.

Committees

Original:: Judicial Proceedings

Details

Cross-filed with: HB0769

Bill File Type: Regular

Effective Date(s): January 1, 2026

History

Legislation History
Chamber Senate Calendar Date 1/30/2025 Legislative Date 1/26/2025 Action First Reading Judicial Proceedings Proceedings
Chamber Calendar Date Legislative Date Action Text - First - Real Property - Residential Foreclosures - Materially Delinquent Mortgages Proceedings

Chamber	Calendar Date	Legislative Date	Action	Proceedings
Senate	1/30/2025	1/26/2025	First Reading Judicial Proceedings
			Text - First - Real Property - Residential Foreclosures - Materially Delinquent Mortgages

File Code

Subjects

Statutes