§11–521.

    (a)    A mortgage lender shall require a borrower to provide the mortgage lender with independent evidence of the commercial purpose of the loan where the loan is:

        (1)    Secured, in whole or in part, by any interest in a dwelling or residential real estate in Maryland; and

        (2)    In excess of $75,000.

    (b)    Other than the requirements of subsection (a) of this section, a mortgage lender is not required to make an independent investigation to obtain independent evidence of the commercial purpose.