§4–208.

    (a)    This section does not apply to:

        (1)    lawfully procured surplus lines insurance; or

        (2)    insurance contracts that are independently procured through negotiations occurring entirely outside of the State and that are reported and on which the premium tax is paid under §§ 4-210 and 4-211 of this subtitle.

    (b)    An unauthorized insurer may not enforce an insurance contract effective in the State and entered into by the unauthorized insurer.