File Code: Commercial Law - Credit Regulation
- Sponsored By:
-
Delegates Vaughn, Anderson, Benson, Carter, Gaines, Healey,
Kirk, Nathan-Pulliam, Oaks, Paige, Patterson, Rosenberg, and Taylor
- Entitled:
-
Mortgage Lending - Prohibited Practices
Prohibiting the making of specified home loans with rates in excess of
specified percentages; prohibiting steering in connection with
specified home loans; prohibiting the financing of specified insurance
and payments for cancellations in home loans; prohibiting a mortgage
broker or affiliate from receiving specified payments except in a
specified manner; establishing duties for mortgage brokers;
establishing presumptions regarding fraud in connection with
appraisals in connection with specified home loans; etc.
House Action
- 3/1
- First Reading House Rules and Executive Nominations
Senate Action
- No Action
- Sponsored by:
- Delegate Michael L. Vaughn, District 24
- Delegate Curt Anderson, District 43
- Delegate Joanne C. Benson, District 24
- Delegate Jill P. Carter, District 41
- Delegate Tawanna P. Gaines, District 22
- Delegate Anne Healey, District 22
- Delegate Ruth M. Kirk, District 44
- Delegate Shirley Nathan-Pulliam, District 10
- Delegate Nathaniel T. Oaks, District 41
- Delegate Jeffrey A. Paige, District 44
- Delegate Obie Patterson, District 26
- Delegate Samuel I. Rosenberg, District 41
- Delegate Herman L. Taylor, Jr., District 14
- Bill indexed under the following Subjects:
- AGENTS AND BROKERS
- APPRAISALS
- CIVIL ACTIONS -see also- SMALL CLAIMS
- CONSUMER PROTECTION -see also- UNFAIR TRADE PRACTICES
- COURTS -see also- CIRCUIT; APPEALS; DISTRICT; ORPHANS'; etc.
- CRIMES AND PUNISHMENTS -see also- PENALTIES; SENTENCES; etc.
- FEES -see also- DEVELOPMENT FEES AND TAXES
- FORECLOSURE
- FRAUD -see also- FORGERY
- HOUSING -see also- APARTMENTS; CONDOMINIUMS; MOBILE HOMES
- INSURANCE -see also- HEALTH INS; MAIF; MOTOR VEHICLE INS
- INTEREST
- LIABILITY -see also- GOOD SAMARITAN
- LOANS -see also- MORTGAGES
- MORTGAGES
- NOTICES
- PENALTIES
- REAL ESTATE -see also- AGENTS AND BROKERS
- UNFAIR TRADE PRACTICES
- Bill affects the following Statutes:
- Commercial Law
- (
12-124.1 ,
12-124.1 ,
12-127 ,
12-311 ,
12-312 ,
12-409.1 ,
12-410 ,
12-1007 ,
12-1029 ,
13-301
)
- Bill Text:
First Reading (PDF),
Third Reading, Enrolled
- Fiscal Note:
Not available at this time
- Amendments:
None offered
